101. Overdue interest for
all types of deposits can be paid in cash to (d)
(a) Minor
(b) Guardian
(c) Depositor
(d) Legal heirs of a
deceased depositor
102. Which of the following
has been withdrawn? (b)
(a) Credit Monitoring
System (b) Credit
Authorisation Scheme
(c) Credit Monitoring
Arrangement (d) None of the above
103. An executor of
deceased account is appointed under (c)
(a) Trust (b)
Court
(c) Will (d)
Family tradition
104. Service area approach
has been launched from (b)
(a) January 1, 1990 (b) April
1, 1989
(c) April 1, 1992 (d)
July 1, 1992
105. While granting an
overdraft against the security of life insurance policy, the advance value is
computed on the basis of (c)
(a) Total amount of the
policy (b) Paid-up value of the policy
(c) Surrender value of the
policy (d) None of the above
106. Book-debits of a
company can be charged to the bank by way of (a)
(a) Hypothecation (b) Pledge
(c) Mortgage (d) Lien
107. Which of the following
has issued Master shares?
(c)
(a) RBI
(b) SBI
(c) UTI (d)
LIC
108. Which of the following
schedules of Indian constitution deals with banking? (d)
(a) 5th (b)
6th
(c) 7th (d)
8th
109. Is there any limit for
a currency transfer? (c)
(a) 10 lakhs (b) 25
lakhs
(c) No limit (d) 1
crore
110. Currency notes
deposited in the currency chest are the property of (b)
(a) Respective bank (b) RBI
(c) SBI (d)
Government of India
111. The minimum amount to
effect a currency transfer is (c)
(a) Rs. 500
(b) Rs. 2,000
(c) Rs. 1,000 withdrawal
deposit Rs. 500
(d) Rs. 5,000 multiples of
Rs. 1,000
112. Relationship between
the RBI and the bank maintaining currency chest will be of (c)
(a) Trustee and beneficiary
(b) Principal and agent
(c) Licensor and licensee (d) Creditor and debitor
113. Indian currency means (a)
(a) One-rupee notes and
coins under Indian Coinage Act, 1906
(b) Notes only
(c) Coins only
(d) None of the above
114. Which of the following
notes cannot be exchanged? (b)
(a) Solid notes (b) Mismatched notes
(c) Mutilated notes (d) All the above
115. Daily operations on
the currency chest are advised to (d)
(a) RBI (b)
Concerned bank
(c) Main branch of the
district (d) Through link branch to
RBI
116. Suprious coins
detected at the counter are sent to (a)
(a) Mint (b)
Government of India
(c) RBI (d)
IBRD
117. Signature on Re. 1
note is made by the Finance Secretary but on the other notes by
(c)
(a) Prime Minister
(b) President of India
(c) Governor of Reserve Bank of India
(d) Finance Minister
118. On a cheque instead of
two parallel lines only bank’s name is written. It is a
(d)
(a) General crossing (b) No crossing
(c) Payable to bearer (d) Special
crossing
119. A holder in due course
of a cheque does not get protection from (b)
(a) Irregularity of
endorsement (b) Without
consideration
(c) Default in the title (d) All the
above
120. What is the minimum
period of reinvestment deposits? (d)
(a) 1 month (b)
2 months
(c) 3 months (d)
6 months
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