21. Collateral securities
can be
(d)
(a) Tangible
(b) Intangible in the shape
of personal guarantee of a third party
(c) None of the above
(d) Both of the above
22. The Central Bank of
India is (a)
(a) The Reserve Bank of
India (b) The State Bank of India
(c) The Andhra Bank (d)
Global Trust Bank
23. Stock exchange
securities do not include (d)
(a) Debentures of companies
(b) Small debentures issued
by port trusts
(c) Government promissory
notes
(d) Participation
certificates
24. Under Section 19(i) a
banking company can hold shares in a limited company to the extent of (c)
(a) The paid-up capital and
free reserve of that company
(b) The paid-up capital of
the bank
(c) 30% of the paid-up
capital of the company or 30% of its own paid-up capital and reserves which
ever is higher
(d) 30% of the paid-up
capital of the company or 30% of its own paid-up capital and reserves which
ever is higher
25. The Definition of ‘Banking’
is given in (c)
(a) Negotiable Instrument
Act, 1881
(b) RBI Act, 1934
(c) The Banking Regulation
Act, 1949
(d) Contract Act
26. When was SBI
established ? (d)
(a) April 1, 1935 (b) July 31, 1969
(c) May 5, 1955 (d) July 1, 1955
27. Presently, the number
of the public sector banks in India is
(c)
(a) 8 (b) 20
(c) 28 (d) 14
28. The maximum number of
partners in a non-banking partnership firm is
(a)
(a) 20 (b) 10
(c) 25 (d) 11
29. Which of the following
banks are not commercial banks ?
(b)
(a) Foreign Banks (b) State Co-operative Banks
(c) Private Banks (d) Regional Rural Banks
30. Regional rural banks
are managed by (c)
(a) The Central Government (b) The RBI
(c) The Board of Directors (d) The
State Government
31. Under which of the
following methods of note-issue the RBI issues notes? (c)
(a) Fixed Fiduciary System (b) Maximum Fiduciary
System
(c) Minimum Reserve System (d) Proportional Reserve
System
32. Cash deposit ratio
means (a)
(a) The percentage of
cash-in-hand-balance with the Central Bank to the aggregate deposits
(b) The percentage of total
cash money received as deposits by banks
(c) All the above
(d) None of the above
33. Lead Bank Scheme was
introduced in
(b)
(a) 1965 (b) 1969
(c) 1981 (d) 1992
34. A rise in the reserve
ratio of banks (c)
(a) Will lead to an
increase in the money supply
(b) Will lead to a
proportionate increase in the money supply
(c) Will lead to a decrease
in the money supply
(d) None of these
35. Negotiable Instruments
Act contains Sections as
(b)
(a) 137 (b) 142
(c) 138 (d) 141
36. Presently which bank is
having the largest number of foreign branches?
(c)
(a) SBI (b) Canara Bank
(c) Bank of Baroda (d) Bank of India
37. A usance bill can be
drawn for a minimum period of (a)
(a) 1 day (b) 2 days
(c) 3 days (d) 4 days
38. Savings bank deposits
are exempted from wealth tax up to (b)
(a) 2 lakhs (b) 5 lakhs
(c) 10 lakhs (d) 20 lakhs
39. The amount of unclaimed
banker’s cheques is credited to (d)
(a) Respective LHO (b) Respective Module
(c) Charges A/c (Misc) (d) Commission A/c
40. SBI is having maximum
number of foreign offices in (b)
(a) U.S.A. (b) U.K.
(c) West Germany (d)
Japan
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